Get additional benefits for the same LOW premium
Get up to R50 000 if you are hospitalised due to Covid-19
Get R1 00 per day for up to 21 days in hospital
Get up to R25 000
Get up to R2 500 per day for 14 days
Speak to a nurse and get emotional support
And get reduced rates for children under the age of 18
All under one policy
Anyone can apply. Premiums differ for people who are 60 years and older. Families can also apply as a group. There are no medicals and no exclusions. One policy is allowed per insured person.
Any hospitalisation longer than 48 hours, as a result of COVID-19, the coronavirus or SARS-CoV-2 is covered as long has you have been tested positive.
The Pandemic Shield insurance policy provides cover for the current coronavirus pandemic – and for future pandemics. Any sudden outbreak of disease declared to be a pandemic by the World Health Organisation (WHO), and recognised as such by the national government, will be covered under your Pandemic Shield policy.
To qualify for a fixed sum pay-out under your Pandemic Shield policy, you will need to have been hospitalised for at least 48 hours, and to have tested positive for COVID-19.
Pandemic Shield also covers hospitalisation due to one of the rare diseases as defined by the European Union.
No, Pandemic Shield insurance is not a medical scheme. Rather, it pays out a fixed amount if you are hospitalised as a result of a rare disease.
A 21-day general waiting period applies to all Pandemic Shield policies under this policy. No claims can be made during the waiting period. Events that occur during the waiting period cannot be claimed for, even if the claim is submitted after the expiration of the waiting period.
No, you must have been admitted to a registered hospital for the ongoing treatment of a pandemic illness (This includes COVID-19) to qualify for a claim under the Pandemic Shield policy.
Any person can join Pandemic Shield
No, this is not necessary. You can still be accepted for Pandemic Shield cover if you have a pre-existing condition.
Please note: These FAQs are merely for information purposes and do not purport to be or act as advice.
This is not a medical scheme and the cover is not the same as that of a medical scheme.
This policy is not a substitute for medical scheme membership.
Terms and Conditions apply
Copyright ©2020 Pandemic Shield. All Rights Reserved.
Pandemic Shield is administered by Sirago Underwriting Managers (Pty) Ltd, an Authorised Financial Services Provider (FSP: 4710), underwritten by GENRIC Insurance Company Limited (FSP: 43638). GENRIC is an Authorised Financial Services Provider and licensed non-life insurer.
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