Pandemic shield insurance for employee groups

you now have a vehicle to meet the duty of care towards your employees

Your Employees can get a lump sum benefit
and daily cash amounts

Get additional benefits for the same LOW premium

Hospital Cover

Get up to R50 000 if you are hospitalised due to Covid-19

Daily Cash Amount

Get R1 00 per day for up to 21 days in hospital

Convalescence
Benefit

Get up to R25 000

Rare Disease Cover

Get up to R2 500 per day for 14 days

Family Assistance Programme

Speak to a nurse and get emotional support

Electronic Employer Pandemic readiness assessment

No maximum entry age

And get reduced rates for children under the age of 18

Cover for the whole family

All under one policy

Group Discount Available

man wearing covid19 mask
support your employees with
their financial wellbeing.

Pandemic Shield pays a fixed amount if your employees are hospitalised due to a pandemic.

Who is Pandemic Shield for?

Anyone can apply. Premiums differ for people who are 60 years and older. Families can also apply as a group. There are no medicals and no exclusions. One policy is allowed per insured person.

What about Covid-19?

Any hospitalisation longer than 48 hours, as a result of COVID-19, the coronavirus or SARS-CoV-2 is covered as long has you have been tested positive.

PANDEMIC SHIELD

employee group FAQs

The Pandemic Shield insurance policy provides cover for the current coronavirus pandemic – and for future pandemics. Any sudden outbreak of disease declared to be a pandemic by the World Health Organisation (WHO), and recognised as such by the national government, will be covered under your Pandemic Shield policy.  

To qualify for a fixed sum pay-out under your Pandemic Shield policy, you will need to have been hospitalised for at least 48 hours, and to have tested positive for COVID-19.  

Pandemic Shield also covers hospitalisation due to one of the rare diseases as defined by the European Union.

No, Pandemic Shield insurance is not a medical scheme. Rather, it pays out a fixed amount if you are hospitalised as a result of a rare disease.

A 21-day general waiting period applies to all Pandemic Shield policies under this policy. No claims can be made during the waiting period. Events that occur during the waiting period cannot be claimed for, even if the claim is submitted after the expiration of the waiting period.  

No, you must have been admitted to a registered hospital for the ongoing treatment of a pandemic illness (This includes COVID-19) to qualify for a claim under the Pandemic Shield policy.

Any person can join Pandemic Shield

No, this is not necessary. You can still be accepted for Pandemic Shield cover if you have a pre-existing condition.

Please note: These FAQs are merely for information purposes and do not purport to be or act as advice.

Pandemic shield

Employer Products

Starter

from R 26
monthly
  • Lump Sum
  • R1 000 Daily Cash Amount
  • R25 000 Convalescence Benefit
  • Rare Disease Cover
  • Unlimited Family Assistance Programme
  • Electronic Employer Pandemic Readiness Assessment Family Assistance Programme
  • Cover For Over 60
  • Cover For Family Members
  • Group Discount

Intermediate

from R 32,50
monthly
  • Lump Sum
  • R1 000 Daily Cash Amount
  • R25 000 Convalescence Benefit
  • R500 Per Day Rare Disease Cover
  • Unlimited Family Assistance Programme
  • Electronic Employer Pandemic Readiness Assessment Family Assistance Programme
  • Cover For Over 60
  • Cover For Family Members
  • Group Discount

Gold

from R 99
monthly
  • R25 000 Lump Sum
  • Daily Cash Amount
  • Convalescence Benefit
  • R1 500 Per Day Rare Disease Cover
  • Unlimited Family Assistance Programme
  • Electronic Employer Pandemic Readiness Assessment Family Assistance Programme
  • Cover For Over 60
  • Cover For Family Members
  • Group Discount

Diamond

from R 199
monthly
  • R25 000 Lump Sum
  • R500 Daily Cash Amount
  • Convalescence Benefit
  • R2 500 Per Day Rare Disease Cover
  • Unlimited Family Assistance Programme
  • Electronic Employer Pandemic Readiness Assessment Family Assistance Programme
  • Cover For Over 60
  • Cover For Family Members
  • Group Discount

This is not a medical scheme and the cover is not the same as that of a medical scheme.
This policy is not a substitute for medical scheme membership.
Terms and Conditions apply

Have any questions?
Let us call you back.

Get Pandemic Cover
for Employee Groups

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one our agents will call you.

Get Pandemic Cover
for Individuals & Families

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one our our agents will call you.

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