Pandemic shield insurance for individuals & families

Get cover against any Pandemic

One policy for the whole family

Get additional benefits for the same LOW premium

Hospital Cover

Get up to R50 000 if you are hospitalised due to Covid-19

Daily Cash Amount

Get R500 per day for up to 14 days in hospital

Family Assistance Programme

Speak to a nurse and get emotional support

Rare Disease Cover

Get up to R2 500 per day for 14 days

support your family with
their financial wellbeing.

Get the help you need to meet expenses you or your family have as a result of being hospitalised.

Who is Pandemic Shield for?

Anyone can apply. Premiums differ for people who are 60 years and older. Families can also apply as a group. There are no medicals and no exclusions. One policy is allowed per insured person.

What about Covid-19?

Any hospitalisation longer than 48 hours, as a result of COVID-19, the coronavirus or SARS-CoV-2 is covered as long has you have been tested positive.

PANDEMIC SHIELD

Insurance Cover FAQs

The Pandemic Shield insurance policy provides cover for the current coronavirus pandemic – and for future pandemics. Any sudden outbreak of disease declared to be a pandemic by the World Health Organisation (WHO), and recognised as such by the national government, will be covered under your Pandemic Shield policy.  

To qualify for a fixed sum pay-out under your Pandemic Shield policy, you will need to have been hospitalised for at least 48 hours, and to have tested positive for COVID-19.  

Pandemic Shield also covers hospitalisation due to one of the rare diseases as defined by the European Union.

No, Pandemic Shield insurance is not a medical scheme. Rather, it pays out a fixed amount if you are hospitalised as a result of a rare disease.

A 21-day general waiting period applies to all Pandemic Shield policies under this policy. No claims can be made during the waiting period. Events that occur during the waiting period cannot be claimed for, even if the claim is submitted after the expiration of the waiting period.  

No, you must have been admitted to a registered hospital for the ongoing treatment of a pandemic illness (This includes COVID-19) to qualify for a claim under the Pandemic Shield policy.

Any person can join Pandemic Shield

No, this is not necessary. You can still be accepted for Pandemic Shield cover if you have a pre-existing condition.

Please note: These FAQs are merely for information purposes and do not purport to be or act as advice.

Pandemic shield

Individual/Family Products

Gold

from R 99
monthly
  • R25 000 Lump Sum
  • Daily Cash Amount
  • R1 500 Per Day Rare Disease Cover
  • Unlimited Family Assistance Programme
  • Cover For Over 60
  • Cover For Family Members

Diamond

from R 199
monthly
  • R50 000 Lump Sum
  • R500 Daily Cash Amount
  • R2 500 Per Day Rare Disease Cover
  • Unlimited Family Assistance Programme
  • Cover For Over 60
  • Cover For Family Members

What about waiting periods?

A 21-day general waiting period applies to all Pandemic Shield policies. During this time, no claims can be made and no event in the waiting period can trigger a claimable event, even if the claim is submitted after the waiting period has expired.

If you are hospitalised again for COVID-19, Pandemic, or Rare Disease, you can only make a subsequent claim after a period of 21 days has elapsed since your previous discharge following hospital treatment for COVID-19.

This is not a medical scheme and the cover is not the same as that of a medical scheme.
This policy is not a substitute for medical scheme membership.
Terms and Conditions apply

Have any questions?
Let us call you back.

Get Pandemic Cover
for Individuals & Families

Please fill in your details below and
one our our agents will call you.

Get Pandemic Cover
for Employee Groups

Please fill in your details below and
one our agents will call you.

before you go...

is there anything we can help you with?

Please fill in your contact details and one of our agents will call you.